The growth of embedded finance has seen an increasing number of financial operations enabled in the user’s own preferred digital environment. …

Please note, this is not a blog about the regulatory or technological complexities of Open Banking. It is about purpose. The why of Open Banking tends to be forgotten whilst solving the complex issues related to opening up a highly regulated industry. However, it is pivotal to focus on the…

Nordic countries are highly digitised and todays customers have become more demanding in how they want to engage with the companies they interact with. New technologies have caused a shift in customer expectation, resulting in a new kind of modern buyer: a customer, that is always connected, aware of its…

I’m Brendan Jones, Chief Commercial Officer of Konsentus — a SaaS (Software as a Service) company that helps create trust and confidence in the open banking ecosystem by enabling safe and secure transactions to take place. I have spent my career working in the payments industry. …

In the past, spreadsheets and manual processes ruled the day when it came to the daily tasks of FX and liquidity management. Now, all that is changing as rule-based robots, sophisticated algorithms and so-called application programming interfaces (APIs) are taking over. In my work on Nordea Markets’ FX Automation and…

Open Banking is seen as a key disruption or opportunity to the banking industry driven in part by regulation and legislation. But this is just a small component in a wider transformation driven by digitalisation and consumer behavior. Are banks and FinTechs at risk of repeating mistakes from the past…

In my day job as Head of Open Banking, my responsibilities include not only delivering on PSD2 compliance but also seeking out opportunities for innovation in corporate banking products. This means I encourage my team to engage with our sales people and to meet with the corporates to find out…

Banks are transforming to become fully digital. For the traditional banks, the journey is long and will take years. Luckily, they are not alone. External partners like Fintechs, non-traditional financial services providers, technology companies and even regulatory requirements are helping banks to take the steps towards the target state. Open…

Daniel Ahremark, Group Treasurer at iZettle, discusses the potential for Open Banking solutions such as Instant Reporting to improve business processes and enable enhanced customer offerings. iZettle has been on an amazing journey from a small startup to becoming an established player in the fintech space. Primarily, three things have…